Call Us ☰ ˟
Logo
Logo
CALL US Business Insurance: 913.951.2400 Personal Insurance: 913.777.7549
  • Home
  • About Us
    • About Us
    • Join Our Team
    • Our Causes
    • Privacy Policy
    • Testimonials
    • What Our Clients Say
  • Contact Us
    • Contact Us
    • Certificate of Insurance Requests
  • Client Portal
  • Business Insurance
    • Business & Commercial
    • Cyber Liability
    • Directors & Officers Liability
    • Employee Benefits
    • Employment Practices Liability
    • Fiduciary Liability
    • Notary Bonds - All States
    • Workers Compensation
  • Personal Insurance
    • Auto and Homeowners Insurance
    • Personal Lines
    • Personal Umbrella
    • Travel Insurance
  • Customer Care
    • Certificate of Insurance Requests
    • Customer Service Forms
    • Report A Claim
    • HR Help Desk
  • Knowledge Center
    • Blog
    • Coming COVID Lawsuits
    • Coronavirus Guidance
    • Families First Coronavirus Response Act
    • FFCRA Posters
    • Paycheck Protection Program
  • Job Opportunities
Home > Earthquake Insurance Home

Earthquake Insurance


Earthquake Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Earthquake Quote Form

Earthquake Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Earthquake Property Loss Claim Form
Request Declaration and Coverages Page for Existing Earthquake Insurance

Earthquake Insurance Information

Most home insurance policies do not provide protection against the damages that earthquakes can cause. For homeowners in areas that are prone to earthquakes, and even those with a history of quakes—no matter how rare—should consider the benefits of earthquake insurance.

With the protection of a traditional home insurance policy, the foundation damage and wall damage caused by an earthquake, as well as the value of any contents that are destroyed, would likely not be covered. Instead, an insured would have to pay out of pocket to repair and replace anything damaged. Earthquake insurance through a separate policy or as a rider on your home policy, offers you an easy way to provide an affordable layer of insurance protection that only comes into play when an earthquake strikes.

As with other insurance policies earthquake insurance has an annual deductible that you must pay before damages will be covered. Deductibles may be based on a percentage of the policy’s total limits, which can be a substantial amount and one that insureds must prepare for. Additionally, the policy will have limits that determine the maximum your policy will pay. Just as they are with traditional home insurance, earthquake policy limits should be based on the cost to rebuild your home and not on the sale price or estimated value. Premium costs for your policy will be determined by evaluating many factors including your home’s location, date of construction and the construction materials.

Having earthquake insurance does not mitigate the need for flood insurance. For example, if an earthquake causes a tidal wave, which, in turn, creates flood conditions, that damage would only be covered by a flood insurance policy. 

Contact us
Business Insurance: 913.951.2400
Personal Insurance: 913.777.7549
Bukaty Property & Casualty Services, Inc
4601 College Blvd Suite 100
Leawood, KS 66211



Instant Home & Auto Quotes: 913.953.8888
Business Insurance: 913.951.2400
Personal Insurance: 913.777.7549
Fax: 913.562.1392
Email: help@bukatyagency.com
Hours: 8:00 AM – 5:00 PM M-F
Bukaty Companies
Benefits Administration
4601 College Blvd. Ste 100 Leawood KS 66211 913.345.0440

Employee Benefits
4601 College Blvd. Ste 100 Leawood KS 66211 913.345.0440
501 Fay Street, Ste 210 Columbia MO 65201 573.303.0730

Financial Services
4860 College Blvd., Ste 100 Overland Park KS 66211 913.338.5300

Payroll & Accounting
4601 College Blvd. Ste 100 Leawood KS 66211 913.345.0440
Facbook LinkedIn


Privacy Policy | Terms & Conditions | © 2018 Bukaty Companies
Powered by Insurance Website Builder